The interest rates listed below are indicative. Individually agreed interest rates depend on the property, mortgage and creditworthiness.

Maturity
(years fixed)
Interest rate
(per year)

interest rates are updated daily
3 0.85% 
4 0.85% 
5 0.85% 
6 0.87%
7 0.89% 
8 0.93% 
9 0.96% 
10 0.99% 
11 1.04%
12 1.10% 
13 1.19%
14 1.23%
15 1.29% 
16 1.37% 
17 1.44% 
18 1.49% 
19 1.54% 
20 1.56% 
21 1.58%
22 1.60%
23 1.62% 
24 1.64%
25 1.66%

We offer the following discounts on fixed-rate mortgages to Swiss Life customers who have chosen the Home Option in the Swiss Life FlexSave Uno/Duo savings insurance or have chosen the Option Complete in the Swiss Life Dynamic Elements Uno/Duo or Swiss Life Immo Elements Uno/Duo savings and risk insurance:

  • Maturity up to nine years: 0.05% p.a.
  • Maturity over ten years: 0.10% p.a.
  • Maximum mortgage discount: CHF 400 000
SARON Base interest rate 
3 months 0,80% 

Term 3 or 5 years

SARON mortgages can only be concluded in combination with a fixed-rate or
variable-rate mortgage, if the tranche amount is at least CHF 100 000 and the
share in SARON mortgages does not exceed 30% of the total loan amount.

Mortgage interest rate (per year)
1. Mortgage
2,75% 
2. Mortgage
3,25%

 

 

Make an appointment for a consultation

Are you interested in taking out a Swiss Life mortgage or do you have general questions regarding real eastate financing? Then make an appointment for a consultation now. We would be pleased to provide you with more information - in a personal and non-binding consultation. We would also be happy to advise you by video instead of in the General Agency or at your home.

Personal offer

We will need your mortgage application to make you a personal offer. Please fill in and send us the following form.

Make an appointment for a consultation

Are you interested in taking out a Swiss Life mortgage or do you have general questions regarding real eastate financing? Then make an appointment for a consultation now. We would be pleased to provide you with more information - in a personal and non-binding consultation. We would also be happy to advise you by video instead of in the General Agency or at your home.

Personal offer

We will need your mortgage application to make you a personal offer. Please fill in and send us the following form.

You’re just two clicks away from your mortgages consultation!

We will be happy to advise you in a non-binding 15-minute phone conversation.

Personal offer

We will need your mortgage application to make you a personal offer. Please fill in and send us the following form.