Option Complete allows you to increase your risk coverage if your circumstances change and you receive preferential conditions for Swiss Life fixed-rate mortgages. You can integrate this option into your Swiss Life Dynamic Elements, Swiss Life Immo Elements or Swiss Life FlexSave savings and risk insurance on conclusion of the contract.

In brief

Option Complete is the right choice if you are looking to increase your risk coverage without undergoing a detailed  medical examination when your circumstances change. You can use the option when you purchase a home, marry, have your partnership registered, become a parent, or if you have a child of your own or adopt a child, or take up self-employment.

We also offer you a Swiss Life fixed-rate mortgage at preferential conditions when you purchase an owner-occupied apartment or home.

Your advantages at a glance

  • Upon the occurrence of one of the events mentioned, you may increase an insured lump-sum death benefit by up to CHF 100 000 and a disability annuity or annual premiums by up to CHF 5000.
  • You receive Swiss Life fixed-rate mortgages at preferential conditions – provided the criteria for granting a mortgage have been met.
  • When you conclude a Swiss Life fixed-rate mortgage, the available surrender value of your insurance will be counted in full as equity, thus further reducing your financing costs.

For more information, see the documents available for download here:

Make an appointment for a consultation

Would you like to know more about Option Complete and our Dynamic Elements savings and risk insurance? We would be pleased to provide you with more information – in a personal and non-binding consultation.

Affordability calculator

The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford:

Make an appointment for a consultation

Would you like to know more about Option Complete and our Dynamic Elements savings and risk insurance? We would be pleased to provide you with more information – in a personal and non-binding consultation.

Affordability calculator

The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford:

You’re just two clicks away from your Option Complete consultation!

We will be happy to advise you in a non-binding 15-minute phone conversation.

Affordability calculator

The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford: