You can integrate the option Privilege as an add-on to various Swiss Life "Duo" savings plans on conclusion of a contract. It allows you to increase your risk coverage in the event of changed circumstances without a detailed medical examination – even at special conditions for expanding the lump-sum death benefit. The privileged partial surrender of pillar 3a also increases the equity for the financing of owner-occupied residential property.
In a nutshell
The Privilege option is the right choice for you if optimum risk coverage is important to you, for example when circumstances change.
The Privilege option can also make a valuable contribution when home ownership is a possibility and the pillar 3a contractual assets are to be used as equity for its financing.
Your benefits at a glance
- In various instances, it is possible to include (or increase) a guaranteed lump-sum death benefit at preferential conditions or to increase the existing disability income or the premium by a maximum of CHF 5000.
- When financing owner-occupied residential property, the eligible capital from pillar 3a can be increased.
For more information see the documents available for download here:
Make an appointment for a consultation
Would you like to know more about Option Complete and our Dynamic Elements savings and risk insurance? We would be pleased to provide you with more information – in a personal and non-binding consultation.
Affordability calculator
The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford:
Make an appointment for a consultation
Would you like to know more about Option Complete and our Dynamic Elements savings and risk insurance? We would be pleased to provide you with more information – in a personal and non-binding consultation.
Affordability calculator
The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford:
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We will be happy to advise you in a non-binding 15-minute phone conversation.
Affordability calculator
The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford: