Swiss Life Tree

In brief

Have you already thought about what would happen after your death? Will your spouse or partner be able to continue living in your home in a self-determined manner? Where will your business partners find the money to continue your business? How can you be sure not to leave your children with debts?

The solution: Swiss Life Tree. With this whole life insurance, you determine the amount of the death benefit at the start of the contract. Your beneficiaries receive this sum when you die. Swiss Life Tree has no fixed contract term, and you benefit from whole life insurance cover.

Your advantages at a glance

• Security: in the event of death, you provide financial protection for your family or other people you care about.
  
• Death cover: you enjoy death cover throughout your life.
• Immediately available: as soon as you pay your first premium, your beneficiaries will receive direct payment of the full guaranteed lump-sum death benefit if you die.
• Beneficiaries: you can choose the beneficiaries of the agreed sum in a self-determined manner.
• Pledge and assignment: these are possible and ensure that you can meet your obligations (e.g. loans).
• Additional option: a waiver of premium in the event of disability is possible if required.
• Taxes: no income tax, but, depending on the canton, inheritance tax after deduction of an exempt amount, which is based on the degree of relationship.