With this investment solution, you choose one of six current and relevant investment themes. Based on your risk profile, you invest in a portfolio that matches your personal preferences. Our experts monitor your investments on an ongoing basis – and ensure that you can look to a self-determined future with confidence.
-
![Vorsorgen.svg]()
The longer the investment horizon, the more sense it makes to have high equity exposure.
-
![Sparen.svg]()
Accumulating capital is among the main ambitions of Swiss under 40.
-
![Finanzen.svg]()
You choose your preferred investment theme.
In brief
With Swiss Life Premium Preference you invest in a professionally compiled and monitored fund portfolio. You have a choice of six investment themes. Half of each fund portfolio is comprised of funds related to the selected investment theme, while the other half is made up of a core investment consisting of well-diversified strategy funds. Each investment theme is available for the four investment strategies Income, Balanced, Growth and Equity.
Your advantages at a glance
- Potential returns instead of low interest rates – even for small amounts
- Choose your preferred investment theme with a personal focus.
- You can make a self-determined switch among the four investment strategies and investment themes at any time.
- Free annual rebalancing and free tax statement
Make an appointment for a consultation
Want to learn more about Swiss Life Premium Delegate, or do you have questions? We would be pleased to provide you with more information – in a personal and non-binding consultation.
To range of funds
More about the product
Swiss Life is the market leader in Switzerland for pensions and long-term savings.
Swiss Life is a leading asset manager with over 150 years of experience in managing customer assets. With our Swiss Life Premium Preference investment offer, you benefit from our comprehensive expertise. We offer you competent, target-oriented and comprehensive advice on all topics of your personal pension provision – so you can look confidently to a financially self-determined future.
Deposits of CHF 1000 and higher are possible as one-time payments, CHF 100 as regular payments and CHF 20 000 for withdrawal plans.
You can withdraw your money at any time self-determinedly by selling units on trading days.
We work with the following partners:
Swiss Life Asset Management Ltd
Swiss Life Asset Management Ltd is one of Switzerland's largest institutional asset managers.
Lienhardt & Partner Privatbank Zürich AG
Founded in 1868, Lienhardt & Partner Privatbank Zürich AG has a wealth of experience and expertise in the investment and pensions business, with real estate and in private banking. It is licensed by the Swiss Financial Market Supervisory Authority (FINMA) and is a member of the Swiss Bankers Association (SBA). It is also responsible for account and custody account maintenance.
Global contains actively managed investment funds investing in various regions and investment categories worldwide. Depending on the investment strategy, it contains more bonds, real estate or global equities.
Swissness contains actively managed investment funds focusing on the Swiss market and Swiss companies.
Swiss Life contains actively managed investment funds launched or managed by companies belonging to the Swiss Life Group (Swiss Life Holding Ltd or a company controlled by it).
Sustainability contains actively managed investment funds geared towards sustainability. The securities within the funds are selected in accordance with certain sustainability criteria, such as environmental protection, social responsibility and corporate governance (known as ESG criteria).
Dividend contains actively managed investment funds that invest in securities with high dividends and distributions.
Trends contains actively managed investment funds that focus on significant trends (megatrends) and actively manage them. Megatrends represent trend-setting changes and offer long-term investment opportunities.
Swiss Life Premium Preference Income is an investment strategy that tolerates slight value fluctuations. The scale of the value fluctuations is equivalent to that of a traditional income strategy, which aims to generate value enhancement mainly by means of regular income with low capital growth.
Swiss Life Premium Preference Balanced is an investment strategy that tolerates moderate value fluctuations. The scale of the value fluctuations is equivalent to that of a traditional balanced strategy, which aims to generate value enhancement by means of regular income and moderate capital growth.
Swiss Life Premium Preference Growth is an investment strategy that tolerates elevated value fluctuations. The scale of the value fluctuations is equivalent to that of a traditional growth strategy, which aims to generate value enhancement mainly by means of capital growth.
Swiss Life Premium Preference Equity is an investment strategy that tolerates high value fluctuations. The scale of the value fluctuations is equivalent to that of a traditional equity strategy, which aims to generate value enhancement primarily by means of capital growth.
Would you like to combine assets from different sources at Swiss Life and invest them? Then the starter account is the right solution for you. You invest a larger amount in one of our investment solutions. At the same time you set up a standing order and invest money every month in the desired investment solutions. The interest rate is 0%.
You can choose from among regular deposits, a one-off deposit or a withdrawal plan.
Product comparison
-
Asset management: Delegate your investment decisions to our experts
-
Invest in a first-class fund