You can integrate Option Complete on conclusion of a contract in your Swiss Life Dynamic Elements savings and risk insurance. It lets you raise your risk coverage if things change and offers preferential conditions for Swiss Life fixed-rate mortgages.

In a nutshell

Option Complete is the right choice if you are looking to raise your risk coverage without undergoing a detailed medical examination when your circumstances change. You can use the option when you acquire a home, marry, have your partnership registered, become a parent, whether by birth or adoption, or embark on self-employment.

We also offer you a Swiss Life fixed-rate mortgage at preferential conditions when you purchase an owner-occupied apartment or home.

Your benefits at a glance

  • Upon the occurrence of one of the events mentioned, you may increase an insured lump-sum death benefit by up to CHF 100,000, a disability annuity or annual premiums by up to CHF 5000.
  • You receive Swiss Life fixed-rate mortgages at preferential conditions if the criteria for a mortgage have been met.
  • When you conclude a Swiss Life fixed-rate mortgage, the available surrender value of your insurance will be counted in full as equity, thus further reducing your financing costs.

Make an appointment for a consultation

Would you like to know more about Option Complete and our Dynamic Elements savings and risk insurance? We would be pleased to provide you with more information – in a personal and non-binding consultation.

Affordability calculator

The Swiss Life affordability calculator can help you determine whether your dream home is in your budget. You can easily calculate the loan amount you can afford: