Are you looking for an attractive investment opportunity with the security of a life insurance policy? Swiss Life Champion Advance combines the potential returns of a fund-linked investment with the security of Swiss Life guarantees.
Those who plan are more financially confident
42% of Swiss want to be financially independent
Guarantee increase for positive fund performance
In a nutshell
Swiss Life Champion Advance is a fund-linked life insurance product with guarantees. Your money is invested in a Swiss Life fund portfolio.
You receive a guarantee of 80% on your single premium at the start of the contract. If the fund assets reach at least 100% of the single premium on an annual effective date, the guarantee rises to 100%. The guarantee can then increase further in 5% increments if the fund assets are at least 5%, 10%, 15% etc. above the single premium on the effective date. The achieved guarantee can therefore rise or remain the same – but will never fall.
Your benefits at a glance
- Potential returns: the professional management of the fund portfolio by Swiss Life Asset Managers opens up attractive earnings opportunities.
- Guarantees: you start with an initial guarantee of 80% on your single premium. If the fund portfolio experiences positive performance, your guarantee gradually rises to more than 100%.
- Tax advantages: all income upon expiry of the contract is tax-exempt if you meet the minimum requirements (for investors domiciled in Switzerland).
- No medical examination: no medical examination is required for this product.
- Further insurance advantages: You also profit from a guaranteed death benefit, free choice of beneficiaries and inheritance and bankruptcy privileges.
Make an appointment for a consultation
Are you interested in Swiss Life Champion Advance or do you have questions? Then contact us today.
More about the product
The current fund assets are compared with the single premium at the outset of each new insurance year. If the fund assets are equivalent to the single premium for the first time on the annual effective date, the guaranteed endowment sum is increased to the amount of the single premium. The guarantee can then increase further in 5% increments if the fund assets are at least 5%, 10%, 15% etc. above the single premium on the effective date. During the first year of the contract, this increase is limited to the amount of the single premium; in subsequent years, the limit increases by another 5% of the single premium with each additional year of the term.
The fund portfolio is comprised of around 60% bonds with a high credit rating and around 40% internationally diversified stocks, with a focus on Switzerland.
The single premium must be at least CHF 100,000.
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