Swiss Life FlexSave Uno

In brief

Savings insurance with an extra advantage: in addition to the guaranteed minimum payout, you may also see gains as a result of the index participation. We credit these gains to your contract each year. You are thus protected, and we help you achieve a financially self-determined future. And don't worry, negative stock market performance does not affect the guaranteed benefits. 

You also benefit from Swiss Life continuing to pay your premiums if you become disabled and from a guaranteed minimum lump sum being paid out in the event of death.

Your advantages at a glance

• You receive a guaranteed minimum payout on expiry of the insurance. 
• You participate in the positive performance of the index basket.
• We protect the profits made each year. This increases your guaranteed payout on expiry of the insurance – and enables you to lead a self-determined life in the longer term.
• With “Reinvest participation gains” you benefit from higher potential returns. 
• Free choice of beneficiaries. 
• You can interrupt the premiums. 
• Tax advantages of pillar 3b: you pay no income tax in the event of survival or death. During the contract term, only wealth tax is due on the surrender value (at cantonal level only).
• You can select disability and death benefits yourself – and thus remain financially self-determined in all life situations.

Information on index participation

See your detailed statement for the participation code relevant to your contract.

• Participation code PGP20C (for new contacts)
• Participation code PGA16C
• Participation code PGP16C
• Participation code PGP12C
• Participation code PGQ12C