With this solution, you choose one of six current and relevant investment themes and invest in a portfolio based on your personal risk profile. Our experts continually monitor your investments and ensure your criteria are complied with at all times.
The longer the investment horizon, the more sense it makes to have high equity exposure
Accumulating capital is among the main ambitions of Swiss under 40
You choose your preferred investment theme
In a nutshell
With Swiss Life Premium Preference you invest in a professionally compiled and monitored fund portfolio. You have a choice of six investment themes. Half of each fund portfolio is comprised of funds related to the selected investment theme, with the other half made up of a core investment consisting of well-diversified strategy funds. Each investment theme is available for the four investment strategies/risk profiles Income, Balanced, Growth and Equity.
Your benefits at a glance
- Potential returns instead of low interest rates – even for small amounts
- Choose your preferred investment theme with a personal focus
- You can switch among the four investment strategies and investment themes at any time
- Free annual rebalancing and free tax statement
Make an appointment for a consultation
Want to learn more about Swiss Life Premium Delegate, or do you have questions? We would be pleased to provide you with more information – in a personal and non-binding consultation.
More about the product
Swiss Life is the market leader in Switzerland for pensions and long-term savings.
We offer you goal-oriented, comprehensive consulting on all subjects relevant to your personal pension and financial planning. With Swiss Life – a leading asset manager with over 150 years of experience in the management of customer assets – you benefit from this comprehensive expertise through our Swiss Life Premium Delegate investment offer.
Deposits of CHF 1000 and higher are possible as one-time payments, CHF 100 as regular payments, CHF 20,000 for withdrawal plans.
You can withdraw your money at any time by selling units on trading days.
We work together with the following partners:
Swiss Life Asset Management Ltd
Swiss Life Asset Management Ltd is one of Switzerland's largest institutional asset managers.
Lienhardt & Partner Privatbank Zürich AG
Founded in 1868, Lienhardt & Partner Privatbank Zürich AG has a wealth of experience and expertise in the investment and pensions business, with real estate and in private banking. It is licensed by the Swiss Financial Market Supervisory Authority (FINMA) and is a member of the Swiss Bankers Association (SBA). It is also responsible for account and custody account maintenance.
The investment strategy is based on your risk profile.
Income: the Income investment strategy has an equity exposure of around 25% and accepts moderate asset fluctuations.
Balanced: the Balanced investment strategy has an equity exposure of around 50% and accepts increased asset fluctuations.
Growth: the Growth investment strategy has an equity exposure of around 75% with high asset fluctuations.
Equity: the Equity investment strategy has an equity exposure of 100% with substantial asset fluctuations.
Would you like to combine assets from different sources at Swiss Life and invest them? Then the starter account is the right solution for you. You invest a larger amount in one of our investment solutions. At the same time, a standing order is set up which enables you to invest additional money each month in the desired investment solutions. The interest rate is: 0%.
You can choose between regular deposits, a one-off deposit or a withdrawal plan.
Relevant investment themes - entirely according to your own preferences
Swiss Life Premium Preference
Asset management – delegate your investment decisions to our experts
Swiss Life Premium Delegate
Invest in a first-class fund
Swiss Life Premium Define