Guide future provisions & assets

Our guides contain tips on retirement provisions, financial security and asset planning – covering topics from pension gaps to the financial consequences of marriage and divorce.

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A woman is sitting relaxed in a sunny outdoor café. She is holding a green coffee cup with both hands and looking calmly at the camera. She is wearing a bright outfit with a blazer and watch. Other customers can be seen in the background.

Guide

Pillar 3a: what do I need to know?

Pillar 3a enables you to invest strategically in your retirement provisions – while saving on taxes. Tax-qualified provisions help you accumulate assets over the long term, especially if you choose investments with compounding interest. We show you the advantages of pillar 3a and how you can make optimal use of them – for more financial self-determination.

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Guide

Coordination offset – in simple terms

The coordination offset plays a key role in occupational provisions. It determines the level of pension fund contributions (savings and risk contributions). We answer the most important questions to help you understand and apply the coordination offset correctly.

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Future provisions

The most important forms of insurance for singles

Single people enjoy considerable self-determination and independence, but they are also solely responsible for their own life and finances. That’s why it’s important that they have all bases covered when it comes to insurance. Should an everyday mishap or unforeseen event arise – the right insurance offers singles the necessary security and protection.

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Guide

When is it a good idea to have life insurance?

How can I protect myself in the event of illness or death? And how can life insurance be combined with my retirement provisions? We show you what risks life insurance covers and how you can make sure you are financially protected in terms of life and old age – for more financial self-determination.

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A young woman sits in a modern café, smiling and concentrating on her laptop. In front of her on the table are a cup of coffee and some blank sheets of paper. The room is well lit, with an elegant atmosphere and large windows flooding the room with natural light.

Guide

Help with your tax return: what can I deduct?

Pillar 3a maximum contribution, health insurance premiums or work-related travel costs: what exactly can I deduct from my taxable income on my tax return in order to save on taxes? We provide an overview of the individual items and what you should bear in mind.

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Guide

Tips on providing for retirement

How much will my pension be when I retire? And how can I best provide for old age? Do I have gaps in my contributions? Many people wonder whether they are financially prepared for retirement. Here we share some tips on planning for retirement and reveal how you can start providing for the future now in order to lead a financially self-determined life in old age.

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