With Swiss Life FlexSave you participate in the positive development of the Index-Basket, comprising renowned indices.

The key period for participation is from 1 February (participation key date) until 31 January the following year. During this period the Index-Basket returns are looked at on a monthly basis and then added together at the end to produce a total return. The qualifying monthly index performance is subject to a ceiling. This ceiling depends on the current market environment and can be adjusted each year by Swiss Life.

You can adjust your participation amount on an annual basis. The order must be received by Swiss Life by 31 December and applies as of the following participation year.

For the period from 1 February 2019 to 31 January 2020, the maximum qualifying monthly index performance is 1.41% (16.92% p.a.). The Index-Basket during this period is comprised of: 20% SMI, 20% S&P 500, 20% EuroStoxx 50, 20% Nikkei, 20% FTSE 100.