Life Stories

The Swiss Life blog about living a self-determined life

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Guide

Pillar 3b: answers to the top questions

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Guide

Are you saving with pillar 3a? Start the payments at a young age

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Guide

AHV/AVS reform: What can I expect?

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People

Dream home story: Anne, Ben, Lina and Nala – “We like a cosy atmosphere with lots of candles.”

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Guide

Take out a mortgage: all important information and conditions at a glance

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Guide

Vested benefits account: key questions and answers

You're planning to leave the company without having a new employer? Then you must transfer your accumulated pension fund assets to a vested benefits account. Swiss Life answers the most important questions related to this topic.

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A couple walking hand-in-hand on the pavement in front of a building

Guide

Replacing a mortgage – what do I need to take into account?

Will your mortgage expire soon or do you want to change it? Not all mortgages can be paid off at any time, especially if you have two or more mortgage tranches. Swiss Life has eight useful tips on what to keep in mind when replacing your mortgage – for a self-determined life in your own four walls.

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An older man sits in a traditionally furnished living room and reads a magazine. He’s wearing a blue sweater and dark blue trousers.

People

"The problems often only arise two or three years after retiring."

A sabbatical immediately after retirement? Or post-career counselling? François Höpflinger researches ageing and provided us with some interesting facts about pensioners in Switzerland.

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A couple in their mid-50s stands behind a windowpane hugging each other and looking out of the window. The colours are warm. The man is wearing a beige sweater, the woman a white blouse. Both are smiling and looking through the window into the distance.

Guide

Retirement: take it earlier or work longer?

In Switzerland, the retirement age for both men and women is 65. However, this does not mean that you have to retire at this precise time. You have the option of drawing your pension early or a deferring it until later. Under the AHV/AVS 21 reform, you can now draw just a part of your pension early or defer it. We explain what you need to bear in mind to ensure a financially self-determined retirement.

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