You want to build up your 3rd pillar, but don't know where to start? You can see here at a glance which products you can use to save, acquire insurance protection and pay less tax at the same time.

Pillar 3a provisions:


Saving with insurance

These savings and risk insurance policies combine payouts in the event of death and disability with a lump-sum retirement benefit that you save over the term of the contract. In return, you pay regular premiums, for which you can have a waiver of premium. That way you can achieve your savings target, even if you are no longer able to work due to a health impairment.  

You save for: retirement, death, disability


Saving without obligation

With a pillar 3a account or safekeeping account, you determine the amount and timing of the payments yourself – and also how much of it goes into an account or into securities. You save on taxes at the same time. And if you like, you can also include a waiver of premium. That way you can still reach your savings target if you have an accident or fall ill.  

You save for: retirement


Saving for a risk event

These products are also known as pure risk insurance or risk life insurance. They protect you and your loved ones and/or business partners from financial difficulties due to illness or accident, in the event of a long-term care need or death and associated loss of earnings. We offer solutions – tailored to your situation in life.

You save for: death, disability

Personal advice

We would be happy to show you the opportunities, risks and options you have for self-determined future provisions. Together we find out which product best suits your goals. This conversation is free for you.

Leading future provisions provider – since 1857

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    No. 1 in Switzerland

    Swiss Life is Switzerland’s number one provider of life and pensions and financial solutions

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    1.3 million customers

    More than 1.3 million people put their trust in us, ensuring self-determination for a long life.

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    42 General Agencies

    With 42 General Agencies and 16 Swiss Life Select branch offices, we are available throughout Switzerland.

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