How can I optimise my tax savings?

You can optimise your tax savings by: paying the maximum permissible amount into your pillar 3a making regular payments (ideally every year) spreading larger contributions or pension purchases over several years planning your pension strategy at an early stage As contributions are deducted directly from your taxable income, in most cases it is worth paying the full amount into your pillar 3a.

Tax savings calculator

Save on taxes and plan for your future: Use the Swiss Life tax savings calculator to see how much you could save with pillar 3a.

With pillar 3a, you save on taxes as your contributions can be deducted from your taxable income. This directly reduces the amount of tax you pay. The actual amount you save depends on your income, the canton you live in and the amount paid in.

The results are well-founded estimates based on typical tax assumptions and current conditions in Switzerland. They provide a useful guide for your planning, but may differ slightly depending on your individual tax situation or changes in tax law. For a more in-depth assessment of your particular situation, we recommend a personal consultation. You can find out more here.

You can optimise your tax savings by:

paying the maximum permissible amount into your pillar 3a
making regular payments (ideally every year)
spreading larger contributions or pension purchases over several years
planning your pension strategy at an early stage

As contributions are deducted directly from your taxable income, in most cases it is worth paying the full amount into your pillar 3a.