No matter what important financial decisions you are facing. No matter which dream you want to fulfil next. We are here for you with comprehensive advice on future provisions and finances with a wealth of expertise, experience, empathy and foresight – for a lifetime, if you want.
How the consultation works
In an initial free consultation, you will get to know us and we will get to know you. You tell us about your financial goals, wishes and needs, and we will draw up an initial analysis based on these. If you can imagine working together with us, we will go one step further and draw up a detailed plan for you.
Our aim is to pave the way for a financially self-determined future and to support you over the long term – with solutions that ideally suit you and are tailored to your particular life situation.
1. Your goals, wishes and needs
In an initial free consultation, we will discuss your financial situation together. Ideally, you should think about your goals, wishes and needs in advance so you don’t have to answer questions out of the blue during our consultation and can easily follow our thoughts and suggestions.
2. Your individual analysis
At your request, we will then carefully analyse your pension, insurance and financial situation and create the basis for your personal proposed solution.
3. Your tailor-made solution
During the second consultation, you will receive a detailed analysis of your situation, your individual proposed solution and a tailor-made action plan. We present you with suitable opportunities for your financial future and thus offer you a solid basis for decision-making so you can set out on your financially self-determined path.
4. The advisory process going forward
We will accompany you through different phases and for a lifetime, if you want. The first mandate lasts for five years. During this period we will adapt your analyses to new circumstances free of charge. If your personal situation changes, you can adjust many of our solutions even after concluding a contract.
We will discuss these topics
Income protection
Protect yourself and your family if you are no longer able to work due to illness or an accident.
Savings and investment
Invest your money in line with your wishes and objectives – with or without insurance cover.
Retirement provisions
Close gaps in coverage, supplement your retirement provisions and benefit from tax advantages with customised solutions.
Home and living
Live the dream of owning your own home with tailor-made savings and financing plans or mortgages.
Asset diversification
Invest your assets in a diversified manner with sound financial planning for a long-term and stable annuity.
Healthcare
Put together your personal package of health-related benefits and provide comprehensive protection for yourself and your family.
Property and asset protection
Get optimal coverage, whether on the road, when travelling or in your own four walls.
How the advisory process works
We will develop a tailor-made solution for you. First we need to assess your situation. We do this together with you in personal consultations on an equal footing. We listen closely to you and address your needs using our digitally supported advisory process. This turns your consultation into an experience. We will then present you with your personal path to a financially self-determined life.
We use our award-winning digital tool in our counselling sessions. Using a tablet, we work with you to record and visualise your short, medium and long-term needs, wishes and goals in various areas of life. The experience is complemented by vivid visualisations and versatile calculators.
Would you like a consultation?
We accompany you with our experience, expertise and empathy, and support you with all your pension and financial issues.