Our solutions for pillar 3a

This new type of savings and risk insurance (pillar 3a/3b) is modular and can be structured in a number of different ways. It offers an optimal mix of security and returns – thanks to the two intelligently linked savings elements.

Whether tax-qualified (pillar 3a) or non-tax-qualified (pillar 3b) pensions solution: Swiss Life FlexSave Duo offers a guaranteed minimum payout plus potential returns in good stock market years.

This innovative savings and risk insurance (pillar 3a/3b) offers you exclusive access to a unique real estate portfolio. If necessary, you can have them adapted in a self-determined manner and flexibly to your changed needs.

Swiss Life Opportunities Duo is a fund unit-linked life insurance product offering attractive potential returns and risk protection. Financed with monthly premiums, it can be concluded as part of a combined pension plan, either in tax-qualified provisions (pillar 3a) and in non-tax-qualified provisions (pillar 3b). You can choose from a first-class range of investment funds and individual investment stories.

Swiss Life Protection risk insurance protects you, your family and your business partners from the financial consequences of disability due to illness or accident, in the event of the need for long-term care or in case of death – adapted to your personal stage of life.

Swiss Life Calmo is a tax-qualified life annuity – with guaranteed regular annuity payments for plannable financial flexibility. So you can remain self-determined for the rest of your life.

You decide the amount and timing of the contributions yourself as part of the tax-qualified provisions – plus how much goes into a pillar 3a account and into securities. Optional risk protection allows you to opt for added security at any time.