Personal advice regarding your retirement

If you want to maintain your standard of living in retirement and be able to look to the future with financial confidence, then early planning is important. Swiss Life can help you with this by discussing your personal pension situation with you.

1/3 of Swiss take a lump sum, half receive a pension
One out of four Swiss between the ages of 50 and 59 dreams of early retirement
Just under two thirds of the Swiss population has private provisions

Retirement represents a new chapter in your life. And before you get there you need to ask some important questions: how much money will you need to maintain your standard of living? How much do you need to save and in what form? Would you prefer to draw your retirement assets as a pension or as a lump sum? What about a pension fund, vested benefits account or a potential early withdrawal? During a detailed advisory consultation with our experts, you’ll find out how best to plan your retirement.

Plan your pension with foresight

Comparative calculation of pension and lump sum
Adjustments in line with personal changes may be made within five years
Calculation of early or normal retirement
Calculation of partial retirement or deferred retirement
Overview of changes in assets, income and expenditures before and after retirement
Tax optimisation
Asset optimisation
Optimisation of real estate financing
Planning alternatives with suggested solutions
Detailed individual action plan

Life is diverse. And the needs of every individual are also diverse. No matter what stage of life you’re in – you always want to have financial security, which results in specific requirements for your retirement planning.

Your needs change over the course of your life. We can help you plan your budget optimally both before and after your retire. This includes optimising taxes and living costs, building up assets or financing your dream wishes. At the same time, we also create a greater overview for you, taking account of the connection among the relevant topics – with their mutual dependencies and effects.

Based on the analysis of your current life situation, we develop a staged plan tailored to your needs. The staged plan provides a clear view of your personal financial management – based on your goals and wishes.

Start planning your pension as early as possible in order to set an optimal course for your financial situation in retirement. In general, you should begin thinking about this topic at least ten years before your desired retirement date.

The individual action plan supports you over the long-term and shows when to initiate which measures. These include, for example, making pension fund purchases, registering for an AHV pension or reallocating your investments.

Make an appointment for a consultation

We can offer you advice to meet your personal needs: from a free initial consultation to a detailed analysis to tailored planning.

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Pension planning

Would you like to receive an overview of your personal income and your expenditures before and after retirement? Do you know already whether you would like to draw your retirement assets as a pension or as a lump sum? Now is the right time to ask yourself the important questions, and to plan the right steps.

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