With our advice, services and products, we enable people to lead a self-determined life. The relationship with our customers often lasts for several decades. Accordingly, sustainable and forward-looking management is the basis for long-term success. In our sustainability strategy, we prioritise the areas over which we can exert a direct influence. This includes sustainability in our business behaviour, as an asset owner and manager, in the insurance business and in advice plus as an employer.

We will anchor sustainability even more consistently – in everything we do.

Sustainability Report

We report annually and transparently on issues related to corporate responsibility in our Group-wide sustainability report.


Our information sheet summarises all the facts of our four sustainability principles at Swiss Life Switzerland.

Our sustainability targets


Business behaviour

Reduction of COemissions per full-time employee by 35% by 2024 (compared to 2019)

  • Compensation of all unavoidable CO2 emissions in operating activity to achieve net zero operation from 2022
  • Reduce travel and lower mobility emissions
  • Further improve energy efficiency

Asset owner and manager

Reduce CO2 intensity of directly owned real estate by 20% by 2030

  • Strong ESG integration: responsible investment strategy covers around 90% of assets under management
  • Maintain strong ESG risk management and exploit opportunities and solutions
  • Securities portfolio: Keep carbon intensity lower than relevant benchmarks

Insurance products

Expand offering of sustainability solutions

  • Respond to growing market demand and expand value-added offering with sustainable solutions
  • Continue to integrate sustainability criteria in the underwriting process


Integrate sustainability in the advisory process 

  • Adapt advisory processes and instruments to customers’ growing sustainability expectations
  • Consistently strengthen competencies and integrate new own and third-party sustainability offers

Swiss Life green mortgages 

Our solution for financing your sustainable property: If environmental protection is important to you and you want to take environmental considerations into account when building, buying or renovating your home, our green mortgage is the right choice.

Sustainability in our investment strategy

We systematically integrate ecological and social factors and aspects of good governance into the investment process. ESG factors are taken into account in about 90% of the total assets under management by Swiss Life. 

Operational ecology

Swiss Life has set Group-wide goals for operational ecology and is using this measure to strengthen its efforts to make a contribution to environmental and climate protection.


Swiss Life is a member of various sustainability initiatives. Communication via selected networks enables Swiss Life to better understand the requirements and expectations of the company with regard to environmental and social issues and respond quicker to challenges and change.

Sustainability as an employer

The success of Swiss Life is based on the skills and engagement of its staff. Swiss Life promotes the continuous development of its employees and offers them a working environment where they act with personal responsibility.

Stories of the self-determined life


When young children go through life with self-determination

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Prepayment of inheritance: the key questions and answers

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