Would you prefer to invest your money based on a specific theme? There are three of them to choose from. Our investment experts invest about half of your money in your selected investment theme and the other half in a wide range of funds.
Is Swiss Life Premium Preference the right choice for me?
Swiss Life Premium Preference is suitable for you if you want to invest some of your money in a specific theme, while still benefiting from broad diversification thanks to our experts’ recommendations. For you this means:
- You choose one of three investment themes.
- About half of your money goes into this theme and the other half into a diversified core portfolio.
- You can access your money at any time.
- You can change your theme at any time.
Key facts
|
Investment type |
Fund portfolio with thematic focus and professional management |
|---|---|
|
Investment instruments |
Actively managed investment funds, passively managed ETFs or index funds |
|
Investment strategies |
From defensive (Income with approx. 30% equity exposure) to dynamic (Equity with approx. 100% equity exposure) |
|
Investment themes |
Swissness, Sustainability, Trends |
|
Reference currency |
CHF |
|
Minimum deposit |
From CHF 100 for regular deposits or from CHF 1000 for a one-time investment. |
|
Withdrawal plan |
Possible from CHF 20 000. You decide how much to withdraw from your portfolio and how often. Ideal as a supplementary income in retirement. |
Still have questions?
You can choose from these three themes:
Swissness
Your money is invested in actively managed funds investing in the Swiss market and Swiss companies.
Sustainability
Your money is invested in actively managed funds that select their investments on the basis of sustainability criteria such as environmental protection, social responsibility and corporate responsibility (ESG criteria).
Trends
Your money is invested in funds that focus on megatrends that will shape our world over the long term. Examples of these major developments include digitalisation, health, energy, infrastructure and demographic change.
It is possible to switch between these themes at any time.
Swiss Life Premium Preference offers four strategies with different equity exposures and risks:
Defensive:
Low risk, minimal fluctuations, equity exposure approx. 30%.
Recommendation: invest for at least four years
Balanced:
Medium risk, moderate fluctuations, equity exposure approx. 50%.
Recommendation: invest for at least six years
Growth-oriented:
Higher risk, greater fluctuations, equity exposure approx. 70%
Recommendation: invest for at least eight years
Dynamic:
High risk, significant fluctuations, equity exposure approx. 100%
Recommendation: invest for at least 12 years
Your personal risk profile determines the right strategy for you. This is based on your investment horizon, financial situation and goals, as well as your appetite for risk. Together with your advisor, you determine how much risk you are willing and able to take on.
The Swiss Life starter account is ideal if you want a savings plan. You pay in money from a variety of sources and invest regularly in your portfolio via a standing order. When prices are low, you get more units for your money, and when prices rise, you get fewer. Over time, this will help average out the purchase price of the units.
Yes, you will remain flexible: the money you invest is in principle available.
To make a withdrawal, you can log in to the customer portal and contact your advisor. We will then sell your fund units as quickly as possible and pay the amount into your account within a few days. You remain in control of your money.
Would you like a consultation?
We look forward to answering your questions about investments. Your first consultation is free and with no obligation.
Still undecided? Further investment solutions for you
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Choose a fund
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Benefit from global diversification
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