As life expectancy grows, so too does the probability of needing care at some stage in your life. In this eventuality, the long-term care pension insurance provided by Swiss Life offers you financial security as well as valuable support.

In brief

If you require long-term care, Swiss Life ProtectCare will pay you a pension for life, which is also available in the event of dementia or if you do not require full-time care.

The integrated benefits of Care Assistance include a full range of nursing services. You will receive useful information from inception of the insurance. If you need long-term care we also provide you with special aids and services, such as a home emergency call system or transport services, to help you lead as self-determined a life as possible.

Your advantages at a glance

  • A unique combination of pension and care services
  • Effective protection of your assets
  • The guarantee of financial independence and self-determination and an adequate standard of living if you need care
  • A pension, which you also receive if you suffer from dementia or require part-time care
  • A pension whether you 
    • are cared for at home or in a nursing home
    • receive care from relatives or professionals
    • are cared for in Switzerland or abroad

Make an appointment for a consultation

Would you like to know more about Swiss Life ProtectCare, or do you have any questions about it? We would be pleased to provide you with more information – in a personal and non-binding consultation.

Make an appointment for a consultation

Want to learn more about the Swiss Life FlexSave Duo product or do you have questions? We would be pleased to provide you with more information – in a personal and non-binding consultation. We would also be happy to advise you by video instead of in the General Agency or at your home.

You’re just two clicks away from your pillar 3a consultation!

We will be happy to advise you in a non-binding 15-minute phone conversation.

More about the product

The amount of the pension depends on the extent of the long-term care need, which is assessed on the basis of six activities of daily living, including mobility and personal hygiene.

  • If you need assistance with three everyday activities: 50% pension
  • If you need assistance with four everyday activities: 75% pension
  • If you need assistance with at least five everyday activities: 100% pension

Other criteria apply in the event of dementia, and a full pension is always paid.

With Care Assistance, you have phone access to expert partners. These partners can provide you with advice on all care-related issues and questions and help arrange and provide you with a range of services including:

  • special aids including provision and installation
  • delivery of medical supplies
  • transport to doctor’s appointments, treatment arranged by the doctor and official appointments
  • Spitex and home support
  • shopping and meal service
  • looking after dogs and cats
  • providing addresses and information on services, such as care homes, care services, psychologists and therapists.

The pension payments begin six months after you start needing care.

The length of the deferment depends on the cause of the need for care:

  • Accident and illness: no deferment period
  • Dementia: three years from commencement of the insurance

If the need for care, or the cause of the need for care, begins within the deferment period no benefits will be provided, and the premiums will be refunded.