Those who form employer contribution reserves during good years will save on taxes and prepare for difficult times.
As an employer, you have some flexibility when it comes to occupational provisions, which you can put to use financially.
Your advantages
- Forming reserves for your employer contributions during good years will reduce profits and save on taxes.
- During economically difficult years you’ll be able to use your reserves to finance ongoing employer contributions.
- From a tax perspective, you may contribute up to five times the amount of the annual ordinary employer contributions to the employer contribution reserve.
- Is the interest on these reserves too low for you? Starting at CHF 100 000 you can actively structure the investment of the employer contribution reserve. This will enable you to profit from potential returns on the capital market. You can choose from among the attractive strategies of the Swiss Life Investment Foundation with the Best Select Invest Plus® approach.
For non-customers too
You can benefit even if you are not (yet) a Swiss Life customer with full insurance by investing your employer contribution reserves via our Swiss Life Financing Foundation for Occupational Benefits.
Our advisors would be pleased to answer your questions and work with you to determine the best solution.
Make an appointment for a consultation?
Are you planning to found a company and do you have questions concerning pensions and insurance? Our insurance and financial experts will be happy to examine your individual situation and provide you with solutions.
