How to save for and finance your own home

Many young families dream of owning a home. But there is a big hurdle to overcome when buying a house: the 20% equity. We show you which financing options you have – for a self-determined life in your own four walls.

If you take out a mortgage for your dream home, you must contribute at least 20 percent of the purchase price in the form of personal equity. To do so, you can, for example, also use pillar 3a funds for home ownership. Swiss Life answers the key questions about withdrawing and pledging pillar 3a assets.

A small house in the country, lower costs, more self-determination: The dream of home ownership is shared by many Swiss families. And yet these dreams rarely become a reality. The main reason? A lack of equity. This is the conclusion of a recent study by Swiss Life. We provide some practical tips to help you make your dream of owning a home come true.