Life Stories

The Swiss Life blog about living a self-determined life

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A young woman with long blonde hair and a torn denim jacket stands next to a railing by the water, with a cityscape in the background. She looks to the side with a smile as the sun goes down.

Guide

Do you want to emigrate? What you need to know about pensions.

Every year, thousands of Swiss people decide to move abroad. There are many reasons for this: love, career, a thirst for adventure or the desire for a self-determined new start. But amongst all the excitement and preparations, one important aspect is often neglected: pensions. We have summarised the key tips on how to best manage your pension fund and plan other elements of your future provisions when emigrating from Switzerland.

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A young couple is sitting on a sofa in a cosy apartment, smiling and looking at a laptop together. The woman has long blonde hair and is wearing a grey sweater, the man has dark hair and is wearing a light blue shirt. In the background are a modern decorative pillow, a plant and a lamp. The window in the background lets in natural light and shows an urban landscape.

Guide

To rent or buy – which suits me better?

Staying in a rental apartment or buying your own home – what is best for you? There’s no one right answer to this. Both types of housing have their advantages and disadvantages. We will show you the main differences as well as the important factors to consider so that you can be self-determined in choosing what is currently best for your situation.

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Newly married couple in love, dressed in wedding attire in the middle of a road, with confetti thrown over them.

Guide

Tying the knot in Switzerland: what are the financial pros and cons?

Are wedding bells about to ring? Or are you thinking of popping the question soon? While preparing for a wedding may be exciting, it is also very important to consider how getting married will affect your finances and pension arrangements. Swiss Life provides a useful overview of the main advantages and disadvantages of getting married in Switzerland – for a self-determined future together.

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She is pleased to have paid into pillar 3a at a young age

Guide

Are you saving with pillar 3a? Start the payments at a young age

If you start paying into your 3rd pillar every year while you are still young, you not only save on taxes, but make a profit as well. This profit – the return – accumulates in your pillar 3a and increases exponentially every year due to compounding. That is why the sooner you start paying into your pillar 3a, the more money you will have when you retire.

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