Life Stories

The Swiss Life blog about living a self-determined life

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Guide

Help with your tax return: what can I deduct?

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Guide

Divorce and pensions– what do I need to know?

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Guide

Making top-up pillar 3a payments

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Guide

Replacing a mortgage – what do I need to take into account?

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Guide

Identifying and avoiding pension gaps

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Guide

Take out a mortgage: all important information and conditions at a glance

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A woman with dark hair, wearing a turtleneck sweater and gold earrings, is standing by a window, gazing out and deep in thought.

Guide

SNB maintains zero interest rate policy

On 19 March, the Swiss National Bank (SNB) decided to leave the key interest rate at zero percent. We provide an overview of the main questions related to the SNB’s current monetary policy: what does the zero interest rate mean for property owners, savers and investors? And what interest rate trends can we expect over the rest of the year?

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The bride raises her bouquet of flowers cheering, the groom waves with a wide smile. They both walk down the stairs of a historic building. Their posture radiates joy and confidence.  The bride wears a white lace dress and has long, curly blonde hair with a white veil.

Guide

Tying the knot in Switzerland: what are the financial pros and cons?

Agreeing to tie the knot also means agreeing to the new rules on taxes, AHV/AVS and pension provisions. What is changing in terms of finances? Where are there risks and opportunities? We provide a helpful overview – for a financially self-determined future together.

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On the left are three young women sitting and standing at white tables. In the background to the right, two other young people are blurred. The young women on the left are smiling and looking at each other. A laptop can be seen in front of the three women. The woman in the middle is holding an open book in her hand. Further in the background, glass panes and white walls are blurred.

Guide

Tips for students: saving, hedging risks and provisions

For many students, saving and providing for the future still sounds a long way off. How should you think about life in retirement when you’re already overwhelmed by the question “where do you see yourself in five years’ time”? That’s where this guide comes in. It shows in a clear way how students can save early, take their first steps in providing for the future while avoiding typical mistakes – so that saving and future provisions make sense even while they are still studying.

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Some people in business clothes are on a platform. A smiling man wearing a suit and holding a briefcase approaches the camera. In the background there are two people talking and a train is pulling in. To the left of the picture is an older gentleman looking at the group of people. He has grey hair and is wearing glasses.

People

Insurance and pensions for expats in Switzerland

Moving to Switzerland raises many questions for expats. Which types of insurance are compulsory? How does retirement provision work in Switzerland? What do you need to consider when buying a home? This guide explains what you should bear in mind as an expat when it comes to insurance and pensions – so you can get off to a financially self-determined start with peace of mind from day one.

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