On 19 March, the Swiss National Bank (SNB) decided to leave the key interest rate at zero percent. We provide an overview of the main questions related to the SNB’s current monetary policy: what does the zero interest rate mean for property owners, savers and investors? And what interest rate trends can we expect over the rest of the year?
Tying the knot in Switzerland: what are the financial pros and cons?
Agreeing to tie the knot also means agreeing to the new rules on taxes, AHV/AVS and pension provisions. What is changing in terms of finances? Where are there risks and opportunities? We provide a helpful overview – for a financially self-determined future together.
Tips for students: saving, hedging risks and provisions
For many students, saving and providing for the future still sounds a long way off. How should you think about life in retirement when you’re already overwhelmed by the question “where do you see yourself in five years’ time”? That’s where this guide comes in. It shows in a clear way how students can save early, take their first steps in providing for the future while avoiding typical mistakes – so that saving and future provisions make sense even while they are still studying.
Moving to Switzerland raises many questions for expats. Which types of insurance are compulsory? How does retirement provision work in Switzerland? What do you need to consider when buying a home? This guide explains what you should bear in mind as an expat when it comes to insurance and pensions – so you can get off to a financially self-determined start with peace of mind from day one.