You want to remain financially independent after retirement and shape your life in self-determination? With Swiss Life CapitalPlan you receive a reliable, low-fluctuation investment solution with monthly payouts.
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Outgoings reduce only minimally at the start of retirement.
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Reliable instead of high returns: how 66.6% of people think.
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61% of Swiss people are aiming for a secure income.
In brief
You invest a one-off amount in Swiss Life CapitalPlan and determine starting when and over what period the payouts will be made. Your capital receives an overall interest return, which enables attractive and reliable payouts. You have the possibility at any time of requesting additional payments or or partial withdrawls. The date the payouts start can also be adjusted flexibly – even after the contract has commenced.
Your advantages at a glance
- Reliability: low-fluctuation, dependable investment with an attractive interest rate, low risk of loss, and monthly payouts.
- Lean back and relax: You don’t have to worry about a thing or make any investment decisions.
- Tax advantages: No stamp duty, attractive from a tax perspective compared with life annuities.
- Flexibility: The start and duration of the payouts can be individually selected; supplementary payments and early lump-sum withdrawals can be requested at any time.
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Please do not hesitate to arrange a consultation!
Do you want to learn more about Swiss Life CapitalPlan, or do you have questions? We would be pleased to provide you with more information – in a personal and non-binding consultation.
More about the product
Total interest rate from 1 January 2024: 1.8%
The minimum investment is CHF 100 000.
The payouts are made monthly.
Minimum contract term 15 years, maximum contract term 30 years.
Possible at any time as long as the remaining term to maturity is at least 14 years.
For tax purposes, payouts consist of a capital repayment portion and an interest portion. This is subject to refundable withholding tax. The contract assets are taxed as wealth.
Product comparison
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Two in one – regular payouts and potential returns
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Enhance your future provisions with a guaranteed supplementary income