The companies affiliated with the Swiss Life Collective Foundation 2nd Pillar have opted for a semi-autonomous collective foundation solution with collective investments. The risks of death and disability are fully reinsured by Swiss Life.

The investment risks are borne by the foundation and the affiliated employee benefits units.


Historical overview
Foundation date:
Purpose: Implementation of the BVG
Type of risk cover:
Semi-autonomous collective foundation. The risks of death and disability are fully covered by Swiss Life
Cover ratio: 
The cover ratio is collected at foundation level and is calculated on the basis of the ratio between the available assets and the required pension capital, taking account of the employer contribution reserves with waiver of use.
Auditor: PricewaterhouseCoopers Ltd, Zurich
Expert: Libera AG, Zurich
Board of Trustees
Term of office:  01.07.2023 – 30.06.2027

Pension solutions

Swiss Life Business Invest

To the solution

Swiss Life Business Invest complementary occupational benefits

To the solution