The semi-autonomous “Swiss Life Business Invest complementary occupational benefits” scheme allows companies to invest money for occupational benefits with a focus on security while still sharing in the growth of the financial markets.
Our management solution
When it comes to occupational benefits, do you value security-oriented investments – but also want to take advantage of opportunities to earn higher returns? Then the complementary occupational benefits solution from Swiss Life Business Invest is what you need: you acquire a share in collective investments with an opportunity to earn higher returns. At the same time, your investments are always secure: the risks of death and disability are reinsured in full by Swiss Life at all times. The independent management solution is separate from the basic benefits cover and has its own Administrative Board.
Swiss Life Invest complementary occupational benefits: the advantages for you
✔ Better performance: Targeted performance improvement for members of management.
✔ Independence: Management solution with its own Administrative Board.
✔ Balanced investment: The vested pension capital is invested in a balanced and return-oriented way.
✔ Preferential interest rates: The goal is a particularly attractive rate of interest.
✔ Potential returns: You benefit from the Best Select Invest Plus® approach and the know-how of the best-qualified asset managers.
✔ Individual scope of services: Your contractual benefits can be adjusted quickly in line with changing circumstances.
✔ Favourable structures: The collective foundation offers a favourable age structure and low obligation levels.
✔ Attractive price: You benefit from joint investments and lower costs than with full insurance.
Make an appointment for a consultation
Are you interested in an individual pension solution? Our experts provide a personal consultation free of any obligation.
FAQs about the solution
With semi-autonomous pension solutions, the employee benefits institution is itself responsible for investing the pension fund assets, and thus also for the associated risks and opportunities. If financial market performance is positive, insured persons can benefit from higher interest on their retirement savings and thus expect higher retirement benefits. In good investment years, a portion of the profit also flows into a so-called value fluctuation reserve, which offsets any capital market fluctuations. A shortfall (cover ratio below 100%) and the associated restructuring measures cannot be ruled out, but are considered an exceptional scenario.
Complementary occupational benefits allow you to define higher returns and cover for members of management in a targeted manner. Furthermore, the solution is separate from the basic benefits cover and has its own Administrative Board
The goal of Swiss Life Business Invest complementary occupational benefits is to earn an attractive rate of interest on retirement savings for employees. The statutory minimum interest rate is guaranteed in all cases.
You will receive monthly reports on the current state of the investments.
Other complementary solutions
Maximum self-determination for your management
Flexible investment strategy for your management
Highest security for your key positions