Life Stories

We often use the abbreviation BVG/LPP in connection with retirement provisions. In Switzerland, BVG/LPP stands for “berufliche Vorsorge-Gesetz” / “Loi sur la prévoyance professionnelle” (“Occupational Pensions Act”) and covers pension funds, the second pillar of the Swiss pension system. Together with first-pillar benefits, the second pillar is designed to largely maintain people’s standard of living in old age or in the event of disability or death. Find out everything you need to know about the second pillar of the Swiss pension system.

How much will my pension be? There is no general answer to this question. However, you can already check whether you have any pension gaps. This means not having enough money to finance your spending in a self-determined manner when you reach retirement age. We will show you how to calculate pension gaps and what you can do to close them.

Basic insurance forms the foundation of health care in Switzerland while supplementary insurance offers individual protection and extended health benefits. It opens up opportunities ranging from preventative measures through to specialised treatments that go far beyond standard provision.