Swiss Life Invest Dividend

When and how much you receive depends on the individual securities in your portfolio. Swiss companies, for example, pay dividends annually, while American companies pay dividends quarterly. The investment funds also make distributions at different times. As your portfolio is broadly diversified, income is distributed throughout the year. The timing and amount may vary and are not guaranteed. Distributions are made continuously, irrespective of developments on the financial markets. 

With Swiss Life Invest Dividend youbenefit in a number of ways:

• You regularly receive money into your account, which you can make use of (distribute) or reinvest. 
• If you wish, you can switch between distributing or
  reinvesting on a semi-annual basis.
• Our investment experts actively manage your assets:
  they analyse the financial markets and continuously adjust the composition of
  your portfolio in line with your goals.   
• You benefit from our expertise in tax matters. Where possible, your money is invested in investments whose payouts are tax-privileged. This leaves more of your income for you. 

Following a personal consultation, we define your risk profile together and select the right investment strategy for you. With over 165 years of investment expertise and the financial expertise from an extensive network within the Swiss Life Group, economists and equity specialists analyse the global financial markets on your behalf. Swiss Life Wealth Management Ltd will then take responsibility for continuously managing your assets. We invest your money in income-oriented investments, diversified around the world. This allows you to benefit fromgreater stability and long-term return opportunities.

 That is how we generate a consistent income for you.

1. Define your personal risk profile
2. Determine a long-term strategy
3. Invest your money strategically
4. Monitor market developments
5. Review potential returns from your investments
6. Regularly adjust your portfolio

Swiss Life Invest Dividend offers four strategies with differentequity exposures and risks:

Defensive
Low risk, minimal fluctuations, equity exposure approx. 30%.
Recommendation: invest for at least four years

Balanced
Medium risk, moderate fluctuations, equity exposure approx. 50%.
Recommendation: invest for at least six years

Growth-oriented
Higher risk, greater fluctuations, equity exposure approx. 70%
Recommendation: invest for at least eight years

Dynamic
High risk, significant fluctuations, equity exposure approx. 100%
Recommendation: invest for at least 12 years

Your personal risk profile determines the right strategy for you. This is based on your investment horizon, financial situation and goals, as well as your appetite for risk. Together with your advisor, you determine how much risk you are willing and able to take on. 

The easiest way to track the performance of your investment is in the Swiss Life customer portal. There you will receive a concise statement detailing your assets and your tax statement. Our quarterly report contains our outlook on the key developments across the economic and financial markets as well as the personal market assessment of our Chief Investment Officer. We will also send you the asset manager’s product report at the start of the year.