Do you particularly want to limit the liability of your pension fund with 10 or more insured persons from two risks? Swiss Life Company Risk is perfect for covering the risks of death and disability.
Our solution
With Swiss Life Company Risk, you can acquire protection specifically from the risks of death and disability and rely on Swiss Life professionals to manage and update the pension fund. That way you can concentrate fully on the savings and investment process for your retirement capital.
Supplement your basic insurance with a flexible pension solution for your management employees. Our advisors will be pleased to provide further information about Swiss Life Company Risk complementary benefits. Contact us for a non-binding consultation.
How you benefit with Swiss Life Company Risk
✔ Benefits: you can choose between full or partial reinsurance of the risks of death and disability.
✔ Risk capacity and cover ratio: your pension fund's risk capacity increases thanks to the financial backing. You can reduce your insurance reserves and thus improve your cover ratio.
✔ Individual premium rate: the premium is calculated individually for each insured person.
✔ Longevity: you can transfer the longevity risk to Swiss Life by purchasing retirement benefits.
✔ Self-determined investment: the investment of the pension fund assets remains in your pension fund. You continue to formulate your own investment strategy.
Make an appointment for a consultation
Are you interested in an individual pension solution? Our experts provide a personal consultation free of any obligation.
FAQs
Yes, based on the product-specific individual portfolio management, you can also hand over additional tasks related to your pension fund to Swiss Life.
Yes, the longevity risk can also be transferred to Swiss Life through a buy-in by the recipients of a retirement pension.