Do you particularly want to limit the liability of your pension fund with 10 or more insured persons from two risks? Swiss Life Company Risk is perfect for covering the risks of death and disability.

Our solution

With Swiss Life Company Risk, you can acquire protection specifically from the risks of death and disability and rely on Swiss Life professionals to manage and update the pension fund. That way you can concentrate fully on the savings and investment process for your retirement capital.

Supplement your basic insurance with a flexible pension solution for your management employees. Our advisors will be pleased to provide further information about Swiss Life Company Risk complementary benefits. Contact us for a non-binding consultation.

How you benefit with Swiss Life Company Risk

Benefits: you can choose between full or partial reinsurance of the risks of death and disability.

Risk capacity and cover ratio: your pension fund's risk capacity increases thanks to the financial backing. You can reduce your insurance reserves and thus improve your cover ratio.

Individual premium rate: the premium is calculated individually for each insured person.

Longevity: you can transfer the longevity risk to Swiss Life by purchasing retirement benefits.

Self-determined investment: the investment of the pension fund assets remains in your pension fund. You continue to formulate your own investment strategy.

Make an appointment for a consultation

Are you interested in an individual pension solution? Our experts provide a personal consultation free of any obligation.


Yes, based on the product-specific individual portfolio management, you can also hand over additional tasks related to your pension fund to Swiss Life.

Yes, the longevity risk can also be transferred to Swiss Life through a buy-in by the recipients of a retirement pension.

Our pension solutions

  • Eigenheim

    From 1 insured person with all-round risk protection

    • Full financial backing of death, disability and longevity risks
    • 100% capital and interest rate guarantee
    • Entitlement to bonus distribution
  • SL_Start_up_1965

    From 50 insured persons with a flat-rate premium

    • Congruent risk reinsurance
    • Option of insuring longevity
    • The investment of the vested pension capital remains with your pension fund
  • Maler

    From 100 insured persons with a risk-cost ceiling

    • Cost limitation in the event of disability and death
    • Flexible maturities and easy to manage
    • The investment of the vested pension capital remains with your pension fund
  • SL_Employees_Work_02_JB9A4803

    From 300 insured persons and CHF 50 million pension fund assets

    • Reinsurance of the risks of death and disability
    • Modular expandable service offering
    • Discharge of administrative duties